[su_box title=”Keep in mind…” style=”default”] A medical flex plan is a policy you add to your current health insurance coverage. There are multiple benefits to flex plans and you can choose which ones you want to add to your current insurance. Some flex plans offer coverage for daycare expenses and Read more…
[su_box title=”Keep in mind…” style=”default”] Guaranteed issue health insurance is coverage that accepts every qualified applicant Guaranteed issue health insurance does not consider medical history or any individual trait Guaranteed issue health insurance applies to individual and group insurance Obamacare is guaranteed issue for all eligible US citizens and residents Read more…
[su_box title=”Keep in mind…” style=”default”] Providing affordable health insurance coverage is mandated for employers with over 50 full-time employees, but the costs of both deductibles and premiums are steadily on the rise A self-funded health insurance plan is one in which the employer requires a premium from the employee and Read more…
[su_box title=”Keep in mind…” style=”default”] A deductible is the amount of money you’re required to pay before your insurance company will pay for your expenses. A no-deductible plan will only require minimal copayments or coinsurance Different health care plans come with different deductibles, so it’s smart to shop around before Read more…
[su_box title=”Keep in mind…” style=”default”] Any health insurance policy that you sign up with and willingly pay premiums for is considered a voluntary health insurance plan Health insurance plans such as employer or organization sponsored group health, private, HSA’s, self-insurance and marketplace policies are considered voluntary, which means premiums will Read more…
[su_box title=”Keep in mind…” style=”default”] Universities and colleges require insurance for your benefit The types of insurance you can obtain to comply with your college’s insurance procedure Not all colleges and universities require the same coverage [/su_box] The sole reason you are attending college is to further your education as Read more…
[su_box title=”Keep in mind…” style=”default”] HIP health plans are a type of HMO insurance mostly based in New York City Those who are covered by a HIP health insurance plan can be seen by a large network of HIP physicians, hospitals, and other medical providers The three types of HIP Read more…
[su_box title=”Keep in mind…” style=”default”] Members of all branches of the military are eligible for TRICARE The three types of TRICARE coverage are TRICARE Prime, TRICARE Extra, and TRICARE Standard Active duty military members are automatically enrolled in the TRICARE prime program If you are an army reserve member or Read more…
[su_box title=”Keep in mind…” style=”default”] Health insurance providers decide the type of managed care for their plans. Health insurance providers must meet the requirements for qualified health insurance in the Affordable Care Act The law leaves it to private companies to design the plans they sell on the Obamacare Marketplace Read more…
[su_box title=”Keep in mind…” style=”default”] No one can be added to an individual health insurance policy Insurers are generally referring to natural born children, adopted children, stepchildren, foster children, and others under guardianship when discussing dependent coverage Insurance companies refer to the legal spouse as the person to whom you Read more…
