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Tag Archives: healthcare payments

What does “coinsurance” in health insurance mean?

Coinsurance is a major part of the true costs of health insurance. Like premiums, it is part of every policy. The high premium policies generally have low coinsurance. Coinsurance can vary with the consumer choice to use network or outside resources. Most plans that permit outside resources require higher rates of coinsurance from members when […]

When do I have to have health insurance to avoid penalty?

The month of January is the first month of the calendar year, and every person must have qualified health plan coverage on the first day of January. The rule applies to everyone not exempt from the requirement such as foreign citizens, those without qualified income, and otherwise exempt such as residents without legal status. Those […]

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