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Archive for 'Health Insurance for Business Owners'

What is a buy-up medical plan?

Workplaces offer general health insurance group plans if you meet their hourly standards. However, you can also opt for additional insurance policies. A buy-up medical plan is one of the additional insurance options. In the case of group plans, your employer pays most, if not all, of your basic plans’ premiums. Although, if you opt […]

What is commercial health insurance plan?

In a strict sense, commercial insurance is any health plan that is not provided by a public body or government agency like Medicaid. The focus of commercial health insurance is corporate profit for the provider and its shareholders, owners, or stakeholders. Commercial health insurance is also a type of health insurance with income protection coverage. […]

What is a medical flex plan?

Medical flex plans, also known as flexible medical plans, are policies you add to your existing coverage. The deductible works much as they do for specified health insurance. Money is taken out of your income before taxation. Flex plans have a variety of coverage. You also get the choice as to pay into the group […]

Is health insurance considered a business expense?

When companies provide employees with group health coverage, the organizations can write off the cost as a business expense. Individuals without insurance through an employer can reduce personal incomes taxes by investing in a health savings account. Generally speaking, deducting the cost of insurance as a business expense is primarily designated for taxpayers who are […]

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