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Archive for 'HMO Health Insurance'

Are dermatologists covered by health insurance?

Dermatologists treat patients for conditions related to the skin. They can also check and treat patients for skin cancer. Some conditions that dermatologists typically treat include acne and rashes. In many cases, if you need to see a dermatologist for a medical skin condition, your insurance company will cover it. However, if you need to […]

What are high deductible health insurance plans?

The IRS defines High Deductible Health PlansĀ (HDHP) for 2016 as those with an individual deductible of $1,300 or more and $2,600 for a family. The HDHP is a prerequisite for a Health Savings Account. The HDHP is a good match for people that do not need a lot of medical services, which favor savings for […]

When do employers have to offer health insurance?

When selecting employer-sponsored insurance plans, employees can benefit from comparison shopping to identify the features of greatest importance. The minimum value of the plans must exceed sixty percent insurance paid benefits. Comparison shopping can help consumers focus on experience and indications of future healthcare needs. It can help find the best possible fit for their […]

What is HMO health insurance coverage?

Many companies utilize Health Maintenance Organization (HMOs) to manage their healthcare coverage. HMOs tend to have lower costs than other insurance plans. In fact, for many employers, HMO health insurance plans may be the only affordable for healthcare coverage. An HMO is an organization that cuts the costs of health care coverage by putting restrictions […]

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