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Archive for 'Pre-Existing Conditions'

Are dermatologists covered by health insurance?

Dermatologists treat patients for conditions related to the skin. They can also check and treat patients for skin cancer. Some conditions that dermatologists typically treat include acne and rashes. In many cases, if you need to see a dermatologist for a medical skin condition, your insurance company will cover it. However, if you need to […]

What to Do About Health Insurance When Switching Jobs

A Closer Look at COBRA The Consolidated Omnibus Reconciliation Act of 1986 provides health benefits to employees, spouses, and their dependents after they leave their jobs. The law allows employees to keep their group health plans between 18 and 36 months after they lose their employer-based coverage. The law applies to any local or state […]

When do employers have to offer health insurance?

When selecting employer-sponsored insurance plans, employees can benefit from comparison shopping to identify the features of greatest importance. The minimum value of the plans must exceed sixty percent insurance paid benefits. Comparison shopping can help consumers focus on experience and indications of future healthcare needs. It can help find the best possible fit for their […]

What is a Pre-existing Health Insurance Plan (PCIP)?

The pre-existing health insurance plan from Healthcare.gov is part of the Affordable Care Act that became effective in March of 2010. It provides people with health coverage if you have previously been denied and without medical insurance for six months or longer. To qualify, you must meet both criteria and be a legal resident of […]

How much is health insurance for cancer?

The cost of health insurance for cancer is based on the type of policy you have. A supplemental insurance plan’s cost is based on several factors. They include age, health, and risk factors such as smoking. You should except to pay about $300 a year for just yourself and around $500 for a family plan. […]

What is covered by travel insurance?

Like all insurance, travel insurance is designed to compensate the insured for a loss suffered and to reimburse the policyholder for all or part of the loss. It sounds complicated, but it isn’t. In this case, the loss has to do with travel, and could be anything from disappearing luggage to costs incurred by: A […]

Can I get health insurance with a pre-existing condition?

A pre-existing condition is a health condition that you have prior to attempting to acquire health insurance. This may include treatable conditions  such as diabetes or terminal diseases such as cancer. Many companies refused for years to allow people with pre-existing conditions to get healthcare coverage. However, recent changes in the law and insurance practices […]

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