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Archive for 'Cheap Health Insurance'

Health Insurance for a Teenager

Which health insurance is available for teenagers depends on several different factors. Different insurance options are available depending on where you live, your family composition, your income level, your employer, or your employment status. Parents seeking health coverage for the whole family, or teens under age 19 living way from home, can choose from public […]

What is no deductible health insurance?

Health insurance, like everything else in life, comes at a cost. Sometimes that cost is paid for by employers or the government. In most cases, people seeking insurance have to pay for a portion of the bills. The deductible is the amount that you have to pay in a given year before your insurance company […]

What does “HMO” mean in healthcare?

The type of management in a plan can make a big difference in the level of services, the size of the network, and costs of benefits. The common feature of all plans is the provider’s network. The network is the group of medical care providers that the insurance provider pays to serve a plan’s subscribers. […]

How do real estate agents get health insurance?

If you’re a real estate agent, you’re likely affiliated with a large agency. That agency may or may not provide you with health insurance options. If your agency affiliation does not qualify you for an employer-sponsored health insurance plan, you can still obtain coverage in other ways. You may be able to work through your […]

What is a POS medical plan?

A POS medical plan is a point of service plan. This type of plan requires a primary care physician and the plan network. The POS also lets members use outside services as they choose. Many people think of the POS as a mix of the HMO and the PPO. It takes the structure of an […]

What if I can’t afford healthcare?

What is the penalty for not having health insurance? If you do not have health insurance, you may be responsible for paying a penalty fine. There are many exemptions from the individual mandate due to hardship and affordability reasons, so you may not always have to pay it. It is charged in one of two […]

When to Buy Private Health Insurance

The annual open enrollment period for Obamacare is the best time to buy health insurance. Eligible applicants can buy on or off the exchange and get full federal premium assistance and costs reduction benefits. Private insurance providers prepare their plans keyed to open enrollment. They can compete with the Obamacare sellers and Marketplace products by […]

What to Do About Health Insurance When Switching Jobs

A Closer Look at COBRA The Consolidated Omnibus Reconciliation Act of 1986 provides health benefits to employees, spouses, and their dependents after they leave their jobs. The law allows employees to keep their group health plans between 18 and 36 months after they lose their employer-based coverage. The law applies to any local or state […]

Health Insurance Options When on Disability

Social Security Disability Insurance Benefits and Medicare Anyone who is eligible for social security disability insurance (SSDI) benefits is also eligible for Original Medicare. However, there is a 24 month waiting period before your Medicare coverage will begin. The months are counted as one month for each month you received the benefit. It is possible […]

What to Do When Your Health Insurance Runs Out

Many people often wonder what they should do when their health insurance runs out or is about to run out. Here are a few things that you need to know that will help you make those important decisions when your health insurance is close to expiring or has expired. Enter your zip code on this […]

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