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Tag Archives: emergency care

Will health insurance cover my child swallowing a toy?

Your health insurance plan may cover your child swallowing a toy, but only to the extent of your policy details allow. Most health insurance plans will cover at least a portion of the costs for healthcare resulting from such a scenario. However, there is no guarantee that your health insurance will cover all the medical […]

Do I have to pay my hospital bill?

Any bills from a hospital must be paid. Even people with health insurance are required to pay the balance of bills that aren’t covered by their health insurance. Uninsured individuals are fully responsible for the debt to the hospital. However, if your bills are the result of an accident where you were not at fault, […]

Why should I buy separate health insurance on vacation?

Your current health insurance plan may not provide sufficient coverage if you are traveling, so it is important for you to take the necessary steps to acquire travel health insurance protection. Most health insurance plans, like Medicare, HMO‘s also have many restrictions that you must adhere to. For example, an HMO allows you to seek medical […]

Why does an emergency room visit cost so much?

Most people are shocked when they receive the bill for an emergency room trip. The average bill is $3000 or more. Every service and department of the hospital will bill you. You may also receive separate bills for tests or services from departments other than the emergency room. These costs can go up significantly if […]

How many Americans file bankruptcy due to medical bills?

Many people believe bankruptcy is the result of living beyond their means or overspending however the reality is that over 60 percent of all bankruptcies filed are the result of overwhelming medical bills. Nearly 80 percent of bankruptcy cases involving medical debt were from people who had health insurance. Unfortunately, many policies have high annual deductibles […]

Who is my primary care physician?

A primary care physician is a doctor who provides general medical services. He or she usually the first person to see you if you are sick. These doctors are known as “general practitioners” or “GPs” as well. They may also be referred to as family physicians or internists. Find the health insurance you been searching […]

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