[su_box title=”Keep in mind…” style=”default”] You Have Several Options if Your Health Insurance Lapses COBRA Coverage is Available for 60 Days After Leaving a Job Insurance Cancellation Due to Non-Payment of Policy Does Not Qualify you for Special Enrollment [/su_box] Health insurance can be very expensive. For some the cost Read more…
[su_box title=”Keep in mind…” style=”default”] Health insurance has an effective and end date Insurance is usually effective as soon as the first Premium is paid It’s important to know if Your health insurance comes with any waiting periods before scheduling any apointments [/su_box] So, you’ve bought health insurance; now when Read more…
[su_box title=”Keep in mind…” style=”default”] Some Employers are Exempt from Sending Notices of Insurance Cancellations Health Insurance Cancellation Can be Effective as Soon as Your Last Day of Employment Employees Should Receive COBRA Information from Ex-Employers [/su_box] When can my employer cancel my insurance? Whether your hours have changed at Read more…
[su_box title=”Keep in mind…” style=”default”] The Patient Protection and Affordable Care Act was signed into legislation on March 23, 2010 It was first passed in the senate in December 2009 and in the house of representatives in March 2010 before being signed into law by President Barack Obama It was Read more…
[su_box title=”Keep in mind…” style=”default”] The POS medical plan uses network resources to save costs The POS medical plan requires a Primary Care Physician The POS medical plan permits use of outside resources The POS option authorizes cost-shared PCP referrals to outside resources [/su_box] A POS medical plan is a Read more…
[su_box title=”Keep in mind…” style=”default”] If you do not have insurance but you can afford it, you will be responsible for paying the individual mandate fine If you cannot afford health insurance, you have a number of options If the lowest cost plan on the marketplace or through your employer Read more…
[su_box title=”Keep in mind…” style=”default”] Open enrollment is the best time to buy health insurance on or off the Marketplace and state and exchanges One can buy private plans that meet the requirements of the Individual Mandate during the Open Enrollment Period Nevada requires insurance companies to offer policies year-around Read more…
[su_box title=”Keep in mind…” style=”default”] In 1847, the Massachusetts Health Insurance Company of Boston became the first company to ever offer insurance for illness In the 1870’s, industries that were considered more dangerous such as railroads and mining started to provide company doctors for employees that were paid for by Read more…
[su_box title=”Keep in mind…” style=”default”] If you are trying to get health insurance through the healthcare marketplace, there are several documents and information you will need to have readily available Some of the information you might need includes home and mailing addresses, social security number, and document information if you Read more…
[su_box title=”Keep in mind…” style=”default”] You can choose to opt into COBRA insurance, which is a federal law that extends your employer-based health insurance while you are switching jobs You can choose a health insurance plan through the Obamacare Health Insurance Marketplace You can shop for a short-term or private Read more…
