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Archive for 'No Health Insurance'

What religious group is exempt from Obamacare?

Obamacare, officially known as the Affordable Care Act, calls for all Americans to have health insurance. If they are not, they are responsible for paying a penalty. However, there are certain exemptions to this rule. Most of the exemptions are related to financial hardship. There is also a religious exemption, and the rules regarding this […]

How do I see a doctor without health insurance?

The United States is still coming to terms with whether or not it wants to offer health care to its citizens as a right. The Affordable Care Act, or Obamacare, has gone a long way to offer previously uninsured Americans options for accessing health care with health insurance. For example, children can stay on parents […]

What if I can’t afford healthcare?

What is the penalty for not having health insurance? If you do not have health insurance, you may be responsible for paying a penalty fine. There are many exemptions from the individual mandate due to hardship and affordability reasons, so you may not always have to pay it. It is charged in one of two […]

What to Do About Health Insurance When Switching Jobs

A Closer Look at COBRA The Consolidated Omnibus Reconciliation Act of 1986 provides health benefits to employees, spouses, and their dependents after they leave their jobs. The law allows employees to keep their group health plans between 18 and 36 months after they lose their employer-based coverage. The law applies to any local or state […]

What happens if you don’t buy health insurance?

Many people often choose not to buy health insurance although the law requires them to buy a policy if they can afford coverage. The question is what constitutes a person’s ability to afford coverage and how does that apply to the individual shared responsibility provision? To answer that question and others, here are a few […]

What to Do When Your Health Insurance Runs Out

Many people often wonder what they should do when their health insurance runs out or is about to run out. Here are a few things that you need to know that will help you make those important decisions when your health insurance is close to expiring or has expired. Enter your zip code on this […]

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