[su_box title=”Keep in mind…” style=”default”] Insurance companies can charge 50 percent more on monthly premiums for smokers Smoking cessation therapy is considered a free preventative service under the Affordable Care Act guidelines You cannot be denied coverage for being a smoker on a typical healthcare plan However, short term insurance Read more…
[su_box title=”Keep in mind…” style=”default”] Dental insurance for adults is not a requirement under the Affordable Care Act Pediatric dental coverage is a requirement under the Affordable Care Act but you do not have to take it Some Obamacare plans offer dental insurance in addition to basic health insurance If Read more…
[su_box title=”Keep in mind…” style=”default”] Generally, an insurance company will not pay for a hot tub A hot tub must be for primarily therapeutic purposes to be paid for by insurance The insurance company will ask for proof to verify your hot tub is therapeutic and not for leisure [/su_box] Read more…
[su_box title=”Keep in mind…” style=”default”] Rhinoplasties are sometimes covered Medically necessary rhinoplasties for breathing difficulties or facial reconstruction reasons are usually covered Rhinoplasties for cosmetic reasons are not [/su_box] Unfortunately, there is no easy answer to the question of whether or not your rhinoplasty would be covered by your health Read more…
[su_box title=”Keep in mind…” style=”default”] It depends on your insurance company, but many plans will cover it as long as it was doctor recommended Under the Affordable Care Act, many birth control methods for women are covered free of cost, but vasectomies are not included in this mandate If you Read more…
[su_box title=”Keep in mind…” style=”default”] The Affordable Care Act mandates that your insurance plan cover one type of birth control per person with no out of pocket costs There are some exemptions to this rule Health plans are not required to cover drugs to induce abortions or services that limit Read more…
