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Tag Archives: employee health insurance

Is my employer paid health insurance taxable?

While employers may offer some fringe benefits that are considered to be taxable as income, health insurance is not one of these items. Both insurance premiums and long-term care insurance, when offered by an employer, are non-taxable benefitsts. There are a few exceptions to this rule. Here is a look at how health insurance is […]

What if your health insurance lapses?

Health insurance can be very expensive. For some the cost of medical insurance is prohibitive. Advances in healthcare are great for patients but also come with a higher price tag. As healthcare becomes more expensive so does coverage. If health insurance is too expensive for some people out-of-pocket expenses are usually not an option. For […]

When can my employer cancel my health insurance?

When can my employer cancel my insurance? Whether your hours have changed at work or your thinking about quitting, you may be wondering when your employer can cancel your health insurance? There are many instances when a health insurance policy can be canceled, but it’s important to understand when this can happen and why. Below, […]

What to Do About Health Insurance When Switching Jobs

A Closer Look at COBRA The Consolidated Omnibus Reconciliation Act of 1986 provides health benefits to employees, spouses, and their dependents after they leave their jobs. The law allows employees to keep their group health plans between 18 and 36 months after they lose their employer-based coverage. The law applies to any local or state […]

What to Do When Your Health Insurance Runs Out

Many people often wonder what they should do when their health insurance runs out or is about to run out. Here are a few things that you need to know that will help you make those important decisions when your health insurance is close to expiring or has expired. Enter your zip code on this […]

When do companies have to provide health insurance?

Companies must offer affordable insurance to their employees that provides minimum essential coverage and coverage for dependents up until the age of 26. The employer mandate has different requirements for companies of different sizes. Large companies that employ more than 100 full time equivalent employees were required to insure at least 95 percent of their […]

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