[su_box title=”Keep in mind…” style=”default”] Teens are the healthiest age group but they still need health insurance and medical care Teens who are away at school can use low-cost student health insurance plans Public health insurance programs like Medicaid and CHIP can help eligible teens and their families The Health Read more…
[su_box title=”Keep in mind…” style=”default”] Most health care cooperatives have failed since 2013 If the Affordable Care Act is repelled – there may be no co-ops Only a few health insurance cooperatives remain intact The Affordable Care Act created the health care co-ops [/su_box] What’s a health insurance cooperative? It’s Read more…
[su_box title=”Keep in mind…” style=”default”] Providing affordable health insurance coverage is mandated for employers with over 50 full-time employees, but the costs of both deductibles and premiums are steadily on the rise A self-funded health insurance plan is one in which the employer requires a premium from the employee and Read more…
[su_box title=”Keep in mind…” style=”default”] A deductible is the amount of money you’re required to pay before your insurance company will pay for your expenses. A no-deductible plan will only require minimal copayments or coinsurance Different health care plans come with different deductibles, so it’s smart to shop around before Read more…
[su_box title=”Keep in mind…” style=”default”] Health insurance deductions are for the self-employed Employers, partners, and S-corporations may qualify for these deductions Net profits is one of the fundamental qualifications for these deductions Deductions for long-term care are also available The IRS provides instructions for performing all insurance deductions [/su_box] When Read more…
[su_box title=”Keep in mind…” style=”default”] Health insurance can be paid for by employers, the government, or individuals. It often involves some level of cost sharing between these parties Out-of-pocket costs are costs that individuals have to pay either when receiving health care services or on a periodic (e.g. monthly) basis. Read more…
[su_box title=”Keep in mind…” style=”default”] Before the Affordable Care Act the public paid uninsured patients accounts The individual mandate requires every eligible resident to accept responsibility for his or her medical expenses Qualified health plans assured consumers that they would have adequate coverage in the event of a serious health Read more…
[su_box title=”Keep in mind…” style=”default”] Health insurance companies must meet the requirements of the Affordable Care Act Insurance must provide essential health benefits and no cost prevention services The federal and state governments seek maximum value for their residents Health Insurance companies design health plans to make profits [/su_box] Health Read more…
[su_box title=”Keep in mind…” style=”default”] Your weight often determines what your premium will cost, and some insurance companies refuse to offer policies if you are obese. However, plans offered through the Obamacare marketplace cannot deny you coverage for pre-existing conditions Many health insurance companies do not cover treatment for obesity Read more…
[su_box title=”Keep in mind…” style=”default”] Some real estate agents may work for large firms that provide employer-sponsored health insurance. Many agents are private contractors and have to seek health insurance on their own. Some professional organizations may offer health insurance options. Individuals can find health insurance through the Marketplace. [/su_box] Read more…
