[su_box title=”Keep in mind…” style=”default”] Insurance companies can charge 50 percent more on monthly premiums for smokers Smoking cessation therapy is considered a free preventative service under the Affordable Care Act guidelines You cannot be denied coverage for being a smoker on a typical healthcare plan However, short term insurance Read more…
[su_box title=”Keep in mind…” style=”default”] Dental insurance for adults is not a requirement under the Affordable Care Act Pediatric dental coverage is a requirement under the Affordable Care Act but you do not have to take it Some Obamacare plans offer dental insurance in addition to basic health insurance If Read more…
[su_box title=”Keep in mind…” style=”default”] Generally, an insurance company will not pay for a hot tub A hot tub must be for primarily therapeutic purposes to be paid for by insurance The insurance company will ask for proof to verify your hot tub is therapeutic and not for leisure [/su_box] Read more…
[su_box title=”Keep in mind…” style=”default”] Same sex marriages have been legalized in Vermont and Massachusetts Adding your partner to your existing policy may be cheaper than obtaining an individual plan Same sex marriages are not recognized by the federal government [/su_box] The question of being able to buy health insurance for Read more…
[su_box title=”Keep in mind…” style”=”default”] Health insurance is not a one-size-fit-all solution Gay men are at higher risk of contracting a sexually transmitted disease Transgender individuals may have difficulty becoming insured [/su_box] There isn’t a master list of the best health insurance for gay people exists, but there are ways Read more…
[su_box title=”Keep in mind…” style”=”default”] With specific policies, you are able to have your mother on your insurance There are usually certain stipulations such as claiming the parent on your taxes or residency restrictions Medicare is also a viable option for health insurance coverage for those over 65 [/su_box] Your Read more…
[su_box title=”Keep in mind…” style”=”default”] You can have health insurance coverage even if you are unemployed Medicare coverage is not the same as Medicaid A health insurance broker can help you decide which policy is best for you [/su_box] You don’t need a job to get health insurance, however, having Read more…
[su_box title=”Keep in mind…” style”=”default”] Approximately 50 percent of Americans will be diagnosed with cancer in their lifetime Most policies will cover at least some cancer costs, but there will always be limitations HMO policies will require that treatments be received at pre-approved health institutions that may not specialize in Read more…
[su_box title=”Keep in mind…” style”=”default”] Hypertension is a potentially deadly disease that is easily controlled with appropriate medication Regular exercise is also effective in lowering one’s blood pressure Many health insurance companies consider hypertension a pre-existing condition [/su_box] High blood pressure, or hypertension, is a condition in which the patient’s Read more…
[su_box title=”Keep in mind…” style=default”] A pre-existing condition can significantly reduce your chance of health insurance coverage COBRA extension benefits were designed to defend patients from disqualification from health plans due to previously treated conditions Health insurance companies often measure medical necessity to determine what they will cover outside of Read more…
