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Health Insurance Guide

Health Insurance for a Visa Holder

[su_box title=”Keep in mind…” style=”default”] If you are in the country legally on a visa, you are able to enroll in an American medical insurance plan either on the Marketplace or through a private broker Some visa holders are eligible for premium tax credits through the Healthcare Marketplace if their Read more…

By Jessica Traversari, 8 yearsAugust 9, 2017 ago
Health Insurance Guide

How to Sue a Medical Insurance Company

[su_box title=”Keep in mind…” style=”default”] Suing your health insurance company is a legitimate option if they broke the law or their contract with you You should do your due diligence and make sure your hire the best attorney you can Make sure to trust your attorney throughout the process [/su_box] Read more…

By Jessica Traversari, 8 yearsJuly 12, 2017 ago
FAQ

What is medical underwriting in insurance?

[su_box title=”Keep in mind…” style=”default”] Medical underwriting is the practice of investigating the medical and personal history of applicants for health insurance Medical underwriting supports the insurers initial selection decision Medical underwriting supports classification of applicants by the degree of risk Medical underwriting had a larger role in individual and Read more…

By Jessica Traversari, 8 yearsJuly 4, 2017 ago
FAQ

What is guaranteed issue health insurance?

[su_box title=”Keep in mind…” style=”default”] Guaranteed issue health insurance is coverage that accepts every qualified applicant Guaranteed issue health insurance does not consider medical history or any individual trait Guaranteed issue health insurance applies to individual and group insurance Obamacare is guaranteed issue for all eligible US citizens and residents Read more…

By Jessica Traversari, 8 yearsJune 26, 2017 ago
FAQ

Why do colleges require students to have health insurance?

[su_box title=”Keep in mind…” style=”default”] Universities and colleges require insurance for your benefit The types of insurance you can obtain to comply with your college’s insurance procedure Not all colleges and universities require the same coverage [/su_box] The sole reason you are attending college is to further your education as Read more…

By Jessica Traversari, 8 yearsMay 30, 2017 ago
FAQ

What religious group is exempt from Obamacare?

[su_box title=”Keep in mind…” style=”default”] Some groups may be exempt from having to have health insurance In order to qualify for the exemption, a group must be officially recognized as one that is opposed to the concept of having insurance. The Amish and the Mennonites are two groups that have Read more…

By Jessica Traversari, 8 yearsMay 22, 2017 ago
Family Health Insurance

How long can you be covered under parents’ health insurance?

[su_box title=”Keep in mind…” style=”default”] Under the Affordable Care Act, you can stay on your parent’s plan until you turn 26 in most cases If you are on your parent’s employer-based plan, it will typically end as soon as you turn 26 If you are on your parent’s marketplace plan, Read more…

By Jessica Traversari, 8 yearsApril 20, 2017 ago
FAQ

What was the Supreme Court’s decision on Obamacare?

[su_box title=”Keep in mind…” style=”default”] The Affordable Health Care Act, known as Obamacare, has been reviewed by the Supreme Court over 50 times The Court ruled for the plan since no other plan was available as a standardized insurance option Obamacare is scheduled to be replaced [/su_box] There is a Read more…

By Jessica Traversari, 8 yearsApril 7, 2017 ago
FAQ

Can illegal immigrants buy healthcare under Obamacare?

[su_box title=”Keep in mind…” style=”default”] Illegal immigrants cannot buy healthcare under Obamacare The federal government does verify your legal status before you benefit from Obamacare Some clinics will still take care of illegal immigrants [/su_box] Illegal immigration is one of the most contentious issues in our current time. There is Read more…

By Jessica Traversari, 8 yearsApril 4, 2017 ago
FAQ

How long does it take to get health coverage?

[su_box title=”Keep in mind…” style=”default”] When you start a new job, the maximum waiting period before your health insurance starts is 90 days The application process for coverage through the Healthcare Exchange Marketplace should take you less than an hour Processing time on your application can vary After you receive Read more…

By Jessica Traversari, 8 yearsMarch 27, 2017 ago

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