[su_box title=”Keep in mind…” style=”default”] You can provide proof of health insurance when you file your federal tax returns There are three different IRS health insurance information forms Your employer or health insurance company should send these forms to you You are not required to send the IRS information confirming Read more…
[su_box title=”Keep in mind…” style=”default”] Children can stay on a parent or guardian’s policy until age 26 Children or dependents can get coverage through an employer-sponsored plan Every eligible person can buy health insurance during the Open Enrollment Period Loss of dependent coverage at age 26 or by job loss, Read more…
[su_box title=”Keep in mind…” style=”default”] Once deductibles and copayments have been met, the stop loss provision is activated This is a specific clause that is contained within any policy that has a deductible as a core component Once the stop loss provision is enacted, the insured will no longer pay Read more…
[su_box title=”Keep in mind…” style=”default”] Regular medical care extends a healthy life Having health insurance avoid the shared responsibility penalty Health insurance protects families against costs of unexpected medical care Health insurance comes with prevention services at no extra costs Health insurance provides wellness counseling and programs to help subscribers Read more…
[su_box title=”Keep in mind…” style=”default”] If you have lost coverage due to a job change or job loss, you can apply for coverage under the Consolidated Omnibus Budget Reconciliation Act, also known as COBRA You can search the Health Insurance Marketplace, also known as the Health Insurance Exchange, and compare Read more…
[su_box title=”Keep in mind…” style=”default”] Large employers have 100 or more employees; they must cover 70 percent of their FTE employees in 2015 and 95 percent in 2016 Employers with fifty or more full-time equivalent employees must offer qualified health insurance after January 1, 2015 Medium-sized employers have 50 to Read more…
[su_box title=”Here’s what you need to know…” style=”default”] Over 45 million people are uninsured in the USA There are both positives and negatives when it comes to universal health insurance Universal health insurance could possibly increase illegal distribution of prescription medications [/su_box] Probably the best argument for universal healthcare is Read more…
[su_box title=”Here’s what you need to know…” style=”default”] The percentage of uninsured individuals continues to rise Treating uninsured individuals costs hospitals thousands of dollars each year Americans are legally bound to have some type of health coverage [/su_box] Forcing people to do something almost seems anti-American since this country was Read more…
[su_box title=”Here’s what you need to know…” style=”default”] Terrorism can occur anywhere in the world Most health insurance companies do cover injuries sustained during a terrorist attack Some injuries are not visible to the naked eye [/su_box] Injuries sustained as a direct result of terrorism are generally covered by most Read more…
[su_box title=”Here’s what you need to you…” style=default”] COBRA covers individuals who have lost their jobs Monthly payments can exceed $1000 a month per family COBRA coverage lasts approximately 18 months [/su_box] Congress passed the health benefits provision of Consolidated Omnibus Budget Reconciliation Act in 1986 (COBRA). It was enacted Read more…
