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Tag Archives: health insurance laws

Health Insurance for a Visa Holder

Most visa holders are able to get health insurance through the Marketplace or by purchasing a plan from a private health insurance broker. Other legal immigrants are also eligible to purchase plans in this way. In most cases, you will have to apply for a plan during the open enrollment period. If you recently obtained […]

How to Sue a Medical Insurance Company

While lawsuits should be avoided if possible, you may find yourself in a situation where you have to sue your insurance company. If they break the law or the insurance contract that you signed with them at the start of your coverage, you may have legitimate grounds for a lawsuit.sue your insurance company. Lawsuits can […]

What is medical underwriting in insurance?

Medical underwriting is an investigation of an applicant’s medical and personal history. The information provides a basis for acceptance or rejection and the amount of money the consumers must pay for coverage. A key element of medical underwriting was risk associated with pre-existing conditions. The conditions included actual disease and illness, but also health matters […]

What is guaranteed issue health insurance?

Guaranteed issue health insurance is insurance that insurance companies must issue to every applicant without regard to any other factor including health, pre-existing conditions, or age. Obamacare enrollment became guaranteed issue in 2014 when it banned the use of pre-existing conditions. Comparison shopping is a proven method for finding the best values in guaranteed issue […]

Why do colleges require students to have health insurance?

The sole reason you are attending college is to further your education as to further your ability to get the job of your dreams in the future. Learning institutions also wants to see you succeed and if you attend without insurance, an unexpected sickness or accidental injury may halt your journey or bring it to […]

What religious group is exempt from Obamacare?

Obamacare, officially known as the Affordable Care Act, calls for all Americans to have health insurance. If they are not, they are responsible for paying a penalty. However, there are certain exemptions to this rule. Most of the exemptions are related to financial hardship. There is also a religious exemption, and the rules regarding this […]

How long can you be covered under parents’ health insurance?

How long can you stay on your parent’s health insurance? In most cases, you can stay on your parent’s health insurance until you turn 26. The exact date that your coverage will end depends on the type of insurance you have. You can be on your parent’s health insurance plan until the age of 26 […]

What was the Supreme Court’s decision on Obamacare?

There is a lot of discussion about Obamacare and the problems associated with it in the health insurance industry. Many people are looking to other options as Obamacare is predicted to experience a “meltdown” at the end of the year or sooner. It is interesting to look at the prior history of Obamacare and see […]

Can illegal immigrants buy healthcare under Obamacare?

Illegal immigration is one of the most contentious issues in our current time. There is a great deal of controversy when it comes to defining illegal immigration, how to solve the problem, and what should be done with illegal immigrants. Many people disagree on these points and others that are related to the issue of […]

How long does it take to get health coverage?

How long does it take to get health coverage through my employer? The amount of time you have to wait after you start your job but before your health coverage begins can vary based on your employer’s discretion. However, the maximum waiting period is set at 90 days. Under the Affordable Care Act, most large […]

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