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Tag Archives: medicaid

What if your health insurance lapses?

Health insurance can be very expensive. For some the cost of medical insurance is prohibitive. Advances in healthcare are great for patients but also come with a higher price tag. As healthcare becomes more expensive so does coverage. If health insurance is too expensive for some people out-of-pocket expenses are usually not an option. For […]

What if I can’t afford healthcare?

What is the penalty for not having health insurance? If you do not have health insurance, you may be responsible for paying a penalty fine. There are many exemptions from the individual mandate due to hardship and affordability reasons, so you may not always have to pay it. It is charged in one of two […]

Health Insurance Options When on Disability

Social Security Disability Insurance Benefits and Medicare Anyone who is eligible for social security disability insurance (SSDI) benefits is also eligible for Original Medicare. However, there is a 24 month waiting period before your Medicare coverage will begin. The months are counted as one month for each month you received the benefit. It is possible […]

What to Do When Your Health Insurance Runs Out

Many people often wonder what they should do when their health insurance runs out or is about to run out. Here are a few things that you need to know that will help you make those important decisions when your health insurance is close to expiring or has expired. Enter your zip code on this […]

Health Insurance After You Lose Your Job

The security of having benefits while employed is a beautiful thing. However, layoffs happen, people quit, or other unforeseen circumstances wind up leaving people unemployed and uninsured. If you have been fired, laid off, or quit your job, try not to get overwhelmed about your health insurance. It’s true there is a tax penalty for […]

What is Medicaid health coverage?

Medicaid health coverage is comprehensive health care. It includes hospitalization, medical insurance, and transportation. Medicaid provides medically necessary equipment , skilled services, and home care. Medicaid operates through private insurance companies as well as a government-run open network of providers. Medicaid includes the essential benefits of Marketplace coverage, and the prevention and wellness services that […]

When can you buy government health insurance?

Government insurance has been available in the United States since 1965. But unlike other health care models around the world, government insurance is only available to some. You can only get government insurance if you fall under certain circumstances, such as income, disability, or age. If you or your family are able to get government […]

When is the last day to buy health insurance?

The last day to buy health insurance is the end of the open enrollment period. After the open enrollment, the rule is that consumers can no longer buy qualified health plans. The exceptions to the rule are for extensions and special enrollment periods. January 31, 2016, was the last day to buy health insurance for […]

What do I do when I have no health insurance?

Having no insurance will cause a tax and penalty under the Affordable Care Act of 2010. The individual mandate requires that every eligible person gets and keeps qualified health insurance coverage. After open enrollment, one can avoid the penalty and tax by gaining a special enrollment, exemption, or using an extension. After open enrollment, those that […]

What to Look for When Buying Health Insurance

The Fine Points of Buying Health Insurance Buying health insurance should never be a quick decision. Adequate time must be provided to determine if the policy meets a person or family needs, is affordable and is accepted by your preferred doctors, hospitals and other medical professionals. There are several basic factors that need to be […]

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