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Obamacare

FAQ

What is a grandfathered medical plan?

[su_box title=”Keep in mind…” style=”default”] Your need to understand grandfathered medical plans will be examined and explained The details of a grandfathered medical plan are laid out and thoroughly covered The relationship with grandfathered medical plans and the variety of other health insurance coverage is addressed A summary is laid Read more…

By Jessica Traversari, 8 yearsAugust 9, 2017 ago
FAQ

Why is medical insurance so complicated?

[su_box title=”Keep in mind…” style=”default”] Medical insurance has many parts and options; the consumer must make informed choices Unlike other types of insurance, there is no simple fee for services arrangement Medical insurance for older Americans has four parts and requires consumer decisions Obamacare is medical insurance for those that Read more…

By Jessica Traversari, 8 yearsJuly 12, 2017 ago
FAQ

What is guaranteed issue health insurance?

[su_box title=”Keep in mind…” style=”default”] Guaranteed issue health insurance is coverage that accepts every qualified applicant Guaranteed issue health insurance does not consider medical history or any individual trait Guaranteed issue health insurance applies to individual and group insurance Obamacare is guaranteed issue for all eligible US citizens and residents Read more…

By Jessica Traversari, 8 yearsJune 26, 2017 ago
Cheap Health Insurance

What does “HMO” mean in healthcare?

[su_box title=”Keep in mind…” style=”default”] Health insurance providers decide the type of managed care for their plans. Health insurance providers must meet the requirements for qualified health insurance in the Affordable Care Act The law leaves it to private companies to design the plans they sell on the Obamacare Marketplace Read more…

By Jessica Traversari, 8 yearsMay 22, 2017 ago
FAQ

What religious group is exempt from Obamacare?

[su_box title=”Keep in mind…” style=”default”] Some groups may be exempt from having to have health insurance In order to qualify for the exemption, a group must be officially recognized as one that is opposed to the concept of having insurance. The Amish and the Mennonites are two groups that have Read more…

By Jessica Traversari, 8 yearsMay 22, 2017 ago
FAQ

Why does Obamacare cost more money?

[su_box title=”Keep in mind…” style=”default”] Before the Affordable Care Act the public paid uninsured patients accounts The individual mandate requires every eligible resident to accept responsibility for his or her medical expenses Qualified health plans assured consumers that they would have adequate coverage in the event of a serious health Read more…

By Jessica Traversari, 8 yearsMay 11, 2017 ago
FAQ

When do I get the Obamacare subsidy?

[su_box title=”Keep in mind…” style=”default”] People who meet income requirements may qualify for financial assistance when purchasing a plan through the Marketplace You can save by using a premium tax credit and/or cost-sharing reductions. Both of these are sometimes referred to as Obamacare subsidies [/su_box] With the passage of the Read more…

By Jessica Traversari, 8 yearsMay 11, 2017 ago
FAQ

Information Needed to Apply for Obamacare

[su_box title=”Keep in mind…” style=”default”] You will need to supply the marketplace with some personal information about yourself including household size, address, birth date, and employment information In some cases, the marketplace will request that you send them additional documentation If you qualify for a special enrollment period, you may Read more…

By Jessica Traversari, 8 yearsApril 20, 2017 ago
FAQ

HSA Accounts Under Obamacare

[su_box title=”Keep in mind…” style=”default”] The contribution limit for a single person is currently set at $3,400. Individuals over the age of 55 may contribute an additional $1,000 The contribution limit for a family is currently $6,750 and the additional $1,000 still applies to a wage earner over the age Read more…

By Jessica Traversari, 8 yearsApril 11, 2017 ago
FAQ

Are premiums higher under Obamacare for smokers?

[su_box title=”Keep in mind…” style=”default”] Insurance companies can charge 50 percent more on monthly premiums for smokers Smoking cessation therapy is considered a free preventative service under the Affordable Care Act guidelines You cannot be denied coverage for being a smoker on a typical healthcare plan However, short term insurance Read more…

By Jessica Traversari, 8 years ago

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