[su_box title=”Keep in mind…” style=”default”] Under the Affordable Care Act guidelines, your child can stay on your health insurance plan until they reach the age of 26 They are eligible to stay on your plan even if they are married or have a full-time job that offers insurance When your Read more…
[su_box title=”Keep in mind…” style=”default”] Any health insurance policy that you sign up with and willingly pay premiums for is considered a voluntary health insurance plan Health insurance plans such as employer or organization sponsored group health, private, HSA’s, self-insurance and marketplace policies are considered voluntary, which means premiums will Read more…
[su_box title=”Keep in mind…” style=”default”] You will need to supply the marketplace with some personal information about yourself including household size, address, birth date, and employment information In some cases, the marketplace will request that you send them additional documentation If you qualify for a special enrollment period, you may Read more…
[su_box title=”Keep in mind…” style=”default”] There are four common types of qualifying life events that make you eligible for a special enrollment period These are a loss of health coverage, changes in household size, changes in where you live, and other miscellaneous qualifying events You typically have 60 days after Read more…
[su_box title=”Keep in mind…” style=”default”] The government has laid out the rules and laws that require everyone in the United States to have health insurance Anyone without insurance covers and does not fall into the category of the people with exemptions attracts a high penalty, which may be greater than Read more…
[su_box title=”Keep in mind…” style=”default”] Open enrollment is the best time to buy health insurance on or off the Marketplace and state and exchanges One can buy private plans that meet the requirements of the Individual Mandate during the Open Enrollment Period Nevada requires insurance companies to offer policies year-around Read more…
[su_box title=”Keep in mind…” style=”default”] If you are trying to get health insurance through the healthcare marketplace, there are several documents and information you will need to have readily available Some of the information you might need includes home and mailing addresses, social security number, and document information if you Read more…
[su_box title=”Keep in mind…” style=”default”] The law states that you must have health insurance coverage or face a potential fine, also known as a fee or penalty The fine imposed by the government for 2016 and 2017 is a percentage of your household income or $695 for you and $347.50 Read more…
[su_box title=”Keep in mind…” style=”default”] Most consumers will need to change insurance plans when moving to a new state If you are moving outside of the Open Enrollment Period, for private and marketplace-based plans, you must apply for a Special Enrollment Period (SEP) The state you are moving to will Read more…
[su_box title=”Keep in mind…” style=”default”] If you have lost coverage due to a job change or job loss, you can apply for coverage under the Consolidated Omnibus Budget Reconciliation Act, also known as COBRA You can search the Health Insurance Marketplace, also known as the Health Insurance Exchange, and compare Read more…
