[su_box title=”Keep in mind…” style=default”] COBRA health insurance is designed to cover those who have lost their jobs or health insurance coverage President Reagan signed the Consolidated Omnibus Budget Reconciliation Act in 1986 COBRA coverage often comes with a high price tag [/su_box] In 1986, Congress passed and President Reagan Read more…
[su_box title=”Keep in mind…” style=default”] The two major classifications of health insurance policies are individual plans and group plans Group health insurance plans work by referring patients for treatment from smaller organizations to increase a healthcare provider’s customer base The major difference between an HMO and a PPO is how Read more…
[su_box title=”Keep in mind…” style=default”] Cosmetic surgery is usually done on an elective basis Reconstructive surgery is performed out of medical necessity If deemed elective, your health insurance may not cover the cost [/su_box] Advances made in modern medicine are nothing short of incredible. What was once thought of as Read more…
[su_box title=”Keep in mind…” style=default”] Within the past decade, changes in the income tax code have given breaks to federal income tax filers or their dependents who have considerable medical expenses According to IRS tax Publication 502, tax filers can deduct all expenses for medical treatments that exceed the amount Read more…
[su_box title=”Keep in mind…” style=default”] COBRA enables individuals who have lost their jobs to continue their previous health insurance coverage COBRA extends the life of your health insurance policy up to 18 months If your previous employer went bankrupt, you cannot collect COBRA [/su_box] Don’t wait until disaster strikes to Read more…
[su_box title=”Keep in mind…” style=default”] Short-term insurance plans are designed for individuals who have been laid off from work or to cover gaps in coverage Many short-term policies have a limited spectrum of benefits Major medical insurance will cover hospitalizations, trauma care, and major illnesses [/su_box] Short-term health insurance is Read more…
[su_box title=”Keep in mind…” style=default”] Most college students are still considered dependents under their parents’ health insurance policy About 30 percent of colleges and universities will not allow students on campus without proof of health insurance The average premium of a college-sponsored healthcare plan is $850 per year [/su_box] Health Read more…
[su_box title=”Keep in mind…” style=default”] Supplemental health insurance is coverage that enhances your current health insurance plan Most health insurance plans don’t cover dental or vision care Aflac is one of the largest supplemental insurance providers in the nation [/su_box] Supplemental health insurance coverage is a term applied to policies Read more…
[su_box title=”Keep in mind…” style=default”] Many factors can affect the price of your health insurance policy Major medical only covers you in case of hospitalization or traumatic injuries An HMO is usually the least expensive healthcare insurance option [/su_box] One of the most important factors to consider when buying health Read more…
[su_box title=”Keep in mind…” style=default”] Most insurance companies require a physical examination prior to offering you coverage Health insurance companies look for red flags when performing acceptance physical exams Stopping smoking can dramatically reduce your monthly premium [/su_box] You may have received the “bad” news that you need to have Read more…
