[su_box title=”Keep in mind…” style=”default”] Under the Affordable Care Act guidelines, your child can stay on your health insurance plan until they reach the age of 26 They are eligible to stay on your plan even if they are married or have a full-time job that offers insurance When your Read more…
[su_box title=”Keep in mind…” style=”default”] No one can be added to an individual health insurance policy Insurers are generally referring to natural born children, adopted children, stepchildren, foster children, and others under guardianship when discussing dependent coverage Insurance companies refer to the legal spouse as the person to whom you Read more…
[su_box title=”Keep in mind…” style=”default”] Nearly all health insurance policies allow you to add your wife to your coverage Your monthly premiums will likely go up, but how much they go up will vary You will need to do paperwork and possibly wait for a while before your wife’s coverage Read more…
[su_box title=”Keep in mind…” style=”default”] Under the Affordable Care Act, you can stay on your parent’s plan until you turn 26 in most cases If you are on your parent’s employer-based plan, it will typically end as soon as you turn 26 If you are on your parent’s marketplace plan, Read more…
[su_box title=”Keep in mind…” style=”default”] Understand what the immediate healthcare needs are for your family and prepare for emergency treatment options Know what your budget can handle when it comes to monthly premium costs You may have ti use a new doctor within the plan network There may be a Read more…
[su_box title=”Keep in mind…” style=”default”] Large employers have 100 or more employees; they must cover 70 percent of their FTE employees in 2015 and 95 percent in 2016 Employers with fifty or more full-time equivalent employees must offer qualified health insurance after January 1, 2015 Medium-sized employers have 50 to Read more…
[su_box title=”Here’s what you need to know…” style=”default”] Birth of your child does not automatically insure them under your policy If your health insurance provider offers family benefits, you may enroll your adopted child Most insurance companies have an open enrollment period [/su_box] Children are not automatically covered under your Read more…
[su_box title=”Keep in mind…” style=”default”] Family health insurance policies are not one-size-fit-all You are able to customize your family’s health insurance plan High-risk health insurance is available for those with pre-existing conditions [/su_box] Finding the best family health insurance plan can be a challenging task as there is no one Read more…
[su_box title=”Keep in mind…” style”=”default”] Pet insurance is not the same as your health insurance policy Your pet is not covered under your current health insurance plan Coverage of your pet will depend on type and breed of pet [/su_box] Although many people consider their pets part of their family, Read more…
[su_box title=”Keep in mind…” style”=”default”] It’s estimated that over 60 percent of Americans 60 and over will need some type of extended medical care during their lifetime Long term health insurance can cover the cost of home health nurses and hospice care Premiums will be higher if you have a Read more…
