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Tag Archives: family health insurance plans

How long can a child stay on my health insurance?

The Affordable Care Act regulations allow children to stay on their parent’s health insurance plan until they are 26 years old. Children are able to stay on their parent’s plan even if they are married, do not live with their parents, or have children of their own. If you are a child on your parent’s […]

Who can be covered under my health insurance?

Individual and Family Policies Individual and family health insurance policies cannot be compared fairly. They are completely different types of policies, designed to offer coverage in different ways. An individual health insurance plan seems cheaper since all the person is paying for is their own healthcare needs. Why is it that you cannot add dependents or […]

Medical Insurance for My Wife

Many people want to get their spouse covered on their health insurance. Spousal health insurance coverage has been around for decades, so insurers have a set process for people who want to add their wife or husband to their policy. There is a lot of paperwork, as is common when dealing with health insurers. However, […]

How long can you be covered under parents’ health insurance?

How long can you stay on your parent’s health insurance? In most cases, you can stay on your parent’s health insurance until you turn 26. The exact date that your coverage will end depends on the type of insurance you have. You can be on your parent’s health insurance plan until the age of 26 […]

Health Insurance Policy for the Whole Family

What are the healthcare needs of the family? It would be nice to know what the health care expenditures will be for your family each calendar year, but this is rarely possible. You can have a decent glimpse if you, a spouse, or child has a condition that requires specific doctor care, testing, and medications […]

When do employers have to offer health insurance?

When selecting employer-sponsored insurance plans, employees can benefit from comparison shopping to identify the features of greatest importance. The minimum value of the plans must exceed sixty percent insurance paid benefits. Comparison shopping can help consumers focus on experience and indications of future healthcare needs. It can help find the best possible fit for their […]

Are my kids automatically insured under my health insurance?

Children are not automatically covered under your health insurance plan. They have to be enrolled, and certain laws apply to existing children and how a newborn is covered. When you start a new policy, you must enroll your children at that time. If you decide later to get coverage for them, you may be required […]

How does family health insurance work?

Finding the best family health insurance plan can be a challenging task as there is no one best solution for everyone. What works best for one family might not work as well for another. Because of this, you need to shop around, learn about coverage and compare multiple options before selecting a provider. Keep your […]

Can I use my health insurance for my dog?

Although many people consider their pets part of their family, you cannot use your own health insurance to cover your dog. Your health insurance is for you and your human dependents, not your dogs, cats, fish or other pets. With that said, if you are concerned about medical expenses related to your animals, you could […]

Should I buy long term-care insurance?

Recent studies show that over 60 percent of Americans over the age of 60 will require some type of long-term care in their lifetime. Long-term care is usually needed as a result of disease, illness, or advanced age. It can be among most expensive medical treatment available. For this reason, long-term care insurance is a […]

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