[su_box title=”Keep in mind…” style=”default”] For most of your eye care needs, you will need vision coverage in addition to your basic medical coverage Health insurance does not cover routine eye exams, lenses, or contacts for adults Health insurance will cover most major eye disorders such as glaucoma or diabetic Read more…
[su_box title=”Keep in mind…” style=”default”] Yoga is recognized as a complementary health program Under the Affordable Care Act, yoga is not covered by health insurance Yoga helps with mental and physical health Insurance companies that cover some alternative therapies such as acupuncture will likely be the first to cover yoga Read more…
[su_box title=”Keep in mind…” style=”default”] Federal law requires insurance to offer medical and behavior insurance coverage Copays, coinsurance, or deductible expenses are still applicable Coverage varies greatly from one carrier to another [/su_box] Although it wasn’t common practice in the past, many modern health insurance plans include some level of Read more…
[su_box title=”Keep in mind…” style=”default”] Liposuction is typically not covered by health insurance companies because it is considered a cosmetic procedure Other weight loss surgeries might be covered by your health insurance plan depending on the circumstances Some insurance companies might cover gastric bypass and sleeve surgeries, as well as Read more…
[su_box title=”Keep in mind…” style=”default”] Most insurance covers nutrition counseling if deemed medically necessary Patients with high blood pressure, heart disease, kidney disease, and diabetes can benefit from nutrition therapy Not all patients will qualify for coverage, but they can still pursue a healthier lifestyle with plenty of free resources Read more…
[su_box title=”Keep in mind…” style=”default”] While oral surgery is considered a dental issue, there are cases when it can become medically necessary and is covered under the terms of your health insurance policy If oral surgery is viewed to medically necessary in your situation, it is very likely that your Read more…
[su_box title=”Keep in mind…” style=”default”] Coverage for dermatologists can vary depending on whether you have an HMO or PPO plan and your insurance carrier With many insurance plans, most medically necessary dermatology services will be covered Elective or cosmetic dermatology procedures might not be covered Most dermatology services are not Read more…
[su_box title=”Keep in mind…” style=”default”] Your weight often determines what your premium will cost, and some insurance companies refuse to offer policies if you are obese. However, plans offered through the Obamacare marketplace cannot deny you coverage for pre-existing conditions Many health insurance companies do not cover treatment for obesity Read more…
[su_box title=”Keep in mind…” style=”default”] Insurance companies can charge 50 percent more on monthly premiums for smokers Smoking cessation therapy is considered a free preventative service under the Affordable Care Act guidelines You cannot be denied coverage for being a smoker on a typical healthcare plan However, short term insurance Read more…
[su_box title=”Keep in mind…” style=”default”] Dental insurance for adults is not a requirement under the Affordable Care Act Pediatric dental coverage is a requirement under the Affordable Care Act but you do not have to take it Some Obamacare plans offer dental insurance in addition to basic health insurance If Read more…
